Prepaid debit cards come in pairs and are loaded with a balance at the point-of-sale. After that, they can be used like any other debit card: at ATMs, and in any store where debit cards are accepted. The anonymity and portability of this system is attractive to many different types of consumers. The unbanked, including immigrants and those with credit difficulties, use these cards like pocket bank accounts, eliminating the need to carry or store large amounts of cash. The cards act as a gift card for any store, making them the perfect present. The dual-card system allows money transfer when one card is loaded and the other used at an ATM or point-of-sale. One card can be loaded by a parent while the other is held by a college student. Workers can send money home, across the border to Mexico. Prepaid debit is the flexible answer to a multitude of money issues.

• A pocket bank account for the unbanked.
• A credit card for those with credit problems.
• A universal gift card.
• A great way to send money.

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